Used Car Insurance,Part4  

The obvious choice, from a perspective of insurance, is a nice low mileage used Mini Milquetoast? Ideally the basic four-cylinder model with steel wheels, cloth upholstery, rubber floormats, and

the burnt orange paint job. These never flown, and their caution to the point of shyness darn drivers ever run into other cars or attracting unwanted attention from John Law and blue on the road.

Your insurance agent will almost pay you for one of these vehicles, because the risk is so low.

Your candidates for purchase are probably not quite so far to the opposite ends of the spectrum of insurance that these examples, but the fact is, if saving money is your goal, you can watch

insurers consider models that almost demonic Milquetoast. Call your agent quotes on vehicles that you think before you go test driving. You may be surprised by the amount you want 4WD SUV

can affect your rates. Or take a look at lists of insurers believe that State Farm, available on the company's website (statefarm.com), and prevent theft of vehicles top lists.

Sometimes you do not even have to choose another model, just another version of this model. For example, State Farm met 3/4-ton Pickup Truck Chevrolet Silverado in his preferred "A" overall for

the category and collision coverage, while the half-ton truck falls into the category "B", which is responsible for the flat rate. Apparently, the spirit of serious work truck drivers are more cautious

than the hot-rodders who favor the half-ton models. Want sporting BMW? Consider purchasing the A-rated station wagon instead of the B-rated sedan.

Make vehicles may also affect rates. The Honda CR-V compact SUV notes "A", for example, compared to a "B" for the Toyota RAV4.

Insurance companies track statistics on injuries to occupants and offer discounts on medical coverage and personal injury arising therefrom. State Farm gives the Nissan Maxima 20-percent

discount on the cover (compared to 10 percent for the Nissan Altima) and a rate of "B" instead of "C" on the collision and comprehensive.